A charge, as it relates to real estate, means any legal thing that strikes or limits the use or transfer of the property. A property that is free of charges is rare. A charge may be a mortgage (loan), a pledge (voluntary or involuntary), relief or a restriction limiting the transfer of ownership. A burden can involve money, but not always. Arguably the most common form of relief is to facilitate the maintenance of services. Relief could also be granted for access (priority right) to a closed land without a road. Facilities are a burden because they prohibit certain acts and infringe on the rights of the property. You can build z.B no swimming pool on a site reserved for urban sewers. If you do, the city can dig up the pool without your permission. Trouble arises when the responsibility for a mortgage or a deed of trust has been discharged by a bankruptcy hearing, but the loan is never officially discharged from the property. Not all bankruptcy attorneys practice real estate, and some are not aware that a Chapter 7 bankruptcy, for example, does not release the debt or, their clients do not want to pay additional fees to get this charge unblocked. This error can create a cloud on titles if the charge is not released. Certain charges affect the market capacity of a security: a relaxation or a pledge fee can render a security non-marketable.
While this does not necessarily mean that the security cannot be purchased and sold, it may allow the buyer to withdraw from the transaction despite the conclusion of a contract and even claim damages in certain legal systems. A charge is a right, interest or legal responsibility to the property, which does not prohibit the transfer of ownership of the property, but which may reduce its value.  Charges can be categorized in different ways. They may be financial in nature (for example. B pledge rights) or non-financial (for example. B, facilities, private restrictions). They can also be subdivided into those relating to the title (for example. B pawn fees, legal or fair tax) or those that affect the use or physical condition of the property affected (for example. B, restrictions, facilities, interventions).
 Charges include security interests, pawn rights, easements (for example, facilities. B, paths, authentic alliances, profits of a catch), leasing, restrictions, interventions, air rights and illegals.